What is an independent insurance agent?

An independent insurance agent is a salesperson who represents multiple carriers. Find out if one is right for you. Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations.

What does an independent agent do?

An independent agent is a person that sells insurance products from various companies in the insurance industry. Independent agents and brokers don’t work for a specific insurer. Instead, independent agents work for an insurance agency. So, they’re able to give their clients options when they’re looking for insurance protection.

What is an independent insurance agent & broker?

Independent insurance agents and brokers are part of their local communities and support the people and businesses in it. Unlike captive agents, they work for you and have access to multiple insurance companies to find you the best coverage. And when your goals change, they've got answers - no need to keep changing insurance agents!